Whether you’ve been injured on the job, in an automobile accident, or in a slip and fall, you need a personal injury lawyer on your side. Your lawyer will be able to get you the compensation you need to recover from your injuries. Your attorney will be able to help you with negotiations with the insurance company, and will be able to review your medical bills and other accumulated expenses. Your personal injury lawyer will also be able to tell you what to do if you’re not getting the compensation you deserve.
Liability insurance
Whether you are an owner of a small business or an employee, if you’ve been the victim of a faulty product or service you may have a claim against a third party. This is where liability insurance comes into play. It will pay you for your loss, including medical bills, lost wages and psychological damage. Moreover, you are entitled to compensation for property damages to your business or premises.
The best way to determine which party is responsible is to look at the damages they caused. Depending on the nature of your claim, you may be able to obtain compensation for pain and suffering. A minor increase in your monthly premium may be worth it in the event of a car accident.
One of the more important aspects of liability insurance is the coverage it provides to an injured party. In most cases, the insurer pays a lump sum to the injured party. This can range from a few hundred to a few thousand dollars.
Reviewing accumulated medical bills
Getting your paws into a personal injury case isn’t always a walk in the park. You can make your life a bit more comfortable by taking proactive measures. For example, you can look into your options via the federal healthcare marketplace or you could check your local health department to see if your area qualifies for Medicaid. Alternatively, you could just hire a law firm to do all the legwork for you. Regardless of the legal options you elect to go with, you still need to be responsible with your money. For this reason, reviewing your medical bills on a regular basis is a no brainer.
Negotiating with the insurance company’s claims adjuster
Despite your best efforts, negotiation with the insurance company’s claims adjuster can be tricky. It is important to remain professional, regardless of your attitude.
When negotiating, use the information you have on your case to support your requests, just like the personal injury lawyer does. For instance, you may want to request compensation for past medical expenses, lost wages, and other economic losses. You should also account for any pain and suffering you experience.
You should not accept a low offer. You should wait for a better offer. If you do not get a better offer, consider filing a personal injury lawsuit in court. Often, an attorney can increase your chances of getting a better settlement.
You can also ask the adjuster to provide a written counteroffer. This should be at least as high as the initial offer. If the counteroffer is lower, you should explain why. You do not want to come down too much on your initial offer, as this will only send a signal of desperation.
Filing a claim within the statute of limitations
Regardless of whether you are filing a claim for a car accident, slip and fall, or another type of personal injury, you will need to understand your state’s statute of limitations. Failure to do so can result in the dismissal of your case, so you should take action as soon as possible.
Each state has a different deadline for filing a personal injury claim. Typically, a claim is limited to two years, though there are exceptions. This time limit applies to both personal injuries and wrongful death claims.
For example, a victim injured in a car accident can sue the at-fault driver for property damage. But a victim who is involved in a medical malpractice claim has a shorter window. In this situation, the statute of limitations starts running when the person knows they were harmed.
There are also special rules for minors who are filing a lawsuit. In Pennsylvania, children under the age of 18 must file a claim within six months of the date of the incident.
